Does your portfolio need more growth?
No matter how old you are, your assets need to keep pace with inflation.
The need for growth investments
If you are in your 30s, 40s, or 50s you should have growth investments. Growth stocks are one of the best ways to multiply your assets. Growth stocks represent companies whose earnings are expected to grow at an above-average rate relative to the market. They entail more risk over time but offer greater rewards in the end.
Even if you are over 60 today, you are really investing for the long term. Life spans are getting longer with advances in health care. In reality, living past age 90 is likely for many of us. Your retirement could last 20, 30, 40 years, or longer.
Let’s say that you live 30 years after your retirement date. What if your retirement income and savings had little to no increase over the course of your retirement?
Think about this – back in 1984:
- A gallon of gas was $1.10
- A brand new Dodge Ram sold for $8,995
- A movie ticket was $2.50
- A nice pair of men’s leather shoes sold for $40
We’ve had over 30 years of low to modest inflation since 1984, but still think about how much these things cost today? What if we see high levels of inflation over the next two to three decades? What if today’s prices doubled, tripled, or worse? Imagine also having to pay healthcare costs after you retire. Those alone could cost you a fortune!
Financially, you don’t get a chance for a “do over” or an opportunity to “turn back the clock” when it comes to retirement. Time progresses and consumer prices soar year after year. Will your assets and income be left behind?
Your retirement savings and retirement income need to grow above and beyond the rising cost of living so you don’t risk running out of assets. This is why growth investing is so important for investors, baby boomers included!
Introducing the Ultimate Growth Portfolio
When it comes to stock categories, I look at capitalization and where the company is located. There are U.S. companies know as domestic stocks and foreign companies known as international stocks. As far as market capitalization goes, I break stocks into 4 categories (large cap stocks, mid cap stocks, small cap stocks, micro cap stocks).
So in building the Ultimate Growth Portfolio, I equally weight a portfolio (20% each) to the following 5 categories:
- Large Cap Stocks: A market capitalization value of more than $10 billion. Our Dueling Duo Portfolio deals with large cap stocks.
- Mid Cap Stocks: A market capitalization between $2 and $10 billion. Our Contrarian Strategies Portfolio deals with mid cap stocks.
- Small Cap Stocks: A market capitalization of between $500 million and $2 billion. Our Tomorrows Treasures Portfolio deals with small cap stocks.
- Micro Cap Stocks: Publicly traded companies that have a market capitalization between approximately $50 million and $500 million. Our Tiny Gems Portfolio deals with micro cap stocks.
- Foreign Stocks: Publicly traded companies that are based outside of the United States. Our Foreign Profits Portfolio focuses on international stocks.
The stock allocation looks like this:
Develop an investment strategy to meet your personal goals
In order to determine the most appropriate type of assets for your portfolio, you must look at your overall financial goals. If your goal is simply to maximize your portfolio as much as possible, you will want to build a stock portfolio that consists mostly of growth stocks. You will want to add in other asset classes like bonds, precious metals, commodities, real estate, and short-term investments to build a solid portfolio.
Diversify your portfolio
Regardless of whether you decide on growth or income, a portfolio should typically include no fewer than 10 stocks, but more realistically it should consist of at least 20 to 30 companies. Investing in multiple companies will spread out your risk as you invest in many types of companies in different industries and different classes of stock.
Implementing an Ultimate Growth Strategy
- Avoid companies that violate your faith and values. Some of the types of companies we can avoid include those involved in the abortion industry, those producing explicit entertainment and pornography, those conducting embryonic stem cell and fetal tissue research, companies funding and lobbying for homosexuality, those involved in vices like alcohol, tobacco and gambling and companies that are abusing the environment.
- Seek out those companies that complement your faith and values. This involves finding companies: Helping the poor and defenseless; Protecting the sanctity of human life; Producing morally sound entertainment; Finding cures for life threatening diseases; and Improving the society we live in…
- Seek companies with strong profit potential. This involves finding companies in solid financial condition that have strong profit potential and/or provide strong cash flows via dividends. We use a five-point inspection to evaluate each investment we are considering. We analyze a company’s earnings potential, price momentum, risk, financial health, and its current valuation. Our goal is to find quality companies that stay true to your values AND are profitable! This is not an either /or scenario but rather a winning combination.
We help you develop a portfolio with explosive, upside potential.
At Wall St Renegade, we have developed a system to help you build your Ultimate Growth Portfolio. We select our top 5 ideas from each of our 5 portfolios:
- 5 Top Large Cap Stocks from our Dueling Duos Portfolio. These are top ranked large cap stocks that have made it through our rigorous moral and financial screens.
- 5 Top Mid Cap Stocks from our Contrarian Strategies Portfolio. This portfolio focuses on innovative, game changing companies that are changing the world around us.
- 5 Top Small Cap Stocks from our Tomorrow’s Treasure Portfolio. This portfolio focuses on high- quality, undiscovered smaller companies that may one day grow into larger, more recognized and profitable companies.
- 5 Top Micro Cap Stocks from our Tiny Gems Portfolio. This portfolio focuses on high-quality, microcap companies that are under-the-radar stocks with long-term gain potential of +50%, +100%, and much more.
- 5 Top Foreign Stocks from our Foreign Profits Portfolio. This portfolio focuses on non-U.S based companies designed to significantly enhance and protect your overall portfolio.
Gain access to this exciting Strategy at an introductory cost of just $49 for the next 12 months! Plus the first 49 people to sign up will get over $200 in bonuses!
Special Bonus Report: 25 Ultimate Growth Picks for the Next 12 Months & Beyond
12 Months access to Dueling Duos Portfolio: This portfolio has beat the markets 3 to 1 over the past 6 years!
12 Months access to Contrarian Strategies Portfolio: This portfolio currently has 8 stocks up over 40%! We are up over 400% on Tesla Motors and over 200% on Vipshop holdings.
12 Months access to Tomorrow’s Treasures Portfolio. This is our expolosive small cap portfolio that is up over 170% since 2009.
12 Months access to Tiny Gems Portfolio. Access to our brand new micro cap service with stocks expected to double in value quickly.
12 Months access to Foreign Profits Portfolio. Access to our brand new international stock service.
Over $300 worth of value for just $49!
Sign up today and get instant access on March 1, 2015. Please note the special bonuses are only available to the first 49 subsribers.
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DISCLAIMER: Faith-Based Investor’s Wall St. Renegade Monthly™ Newsletter is published by Faith-Based Investor, LLC, 1121 Park West Blvd. Suite B, #156 Mt. Pleasant SC 29466. Publisher/Founder: Jay Peroni, CFP®.
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Wall St. Renegade Monthly™ Newsletter is strictly an informational publication and is not intended to provide individual, customized investment or trading advice to its subscribers. Although many of our analytical approaches are unique, they are based on publicly available data; and although analysts may visit specific sites, companies or countries to gain a more objective on-the ground perspective regarding specific investment opportunities, they do not seek or accept data that’s not available to the public. The money you allocate to speculative trading should be strictly the money you can afford to risk. While every effort is made to simulate the actual experience of subscribers, all performance figures must be considered hypothetical.